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QuickStream

QuickStream

The comprehensive platform to receive and manage payments. Developed and powered by Qvalent, Westpac's wholly owned and trusted technology partner.

Try the sandbox

All-in-one solution

for card and bank account payments

Consolidated reporting tool

for multiple channels: Cards, Direct Debits, Cheques, EFTs, BPAY

Secure and PCI-compliant payments

with market-leading speed and reliability


Want to get paid faster with real-time payments? You can with PayTo®.

PayTo is the new, digital way to make real-time account to account payments. It's fast, reliable, cost effective and enables efficient digital processing of payments.

Whether you're looking to improve your liquidity and cashflow, more easily reconcile your payments, reduce fraud, or to streamline your receivables on one platform, PayTo powered by QuickStream can help give you more control and greater visibility over your customers' payments.

Benefits of PayTo

  • Real-time, reliable account to account payments to help you better manage your cash-flow.
  • Real-time account validation means fewer mistakes, failed payments, and exception processing.
  • Immediate notification if a customer cancels, pauses or amends the funding source of their PayTo agreement allowing you time to resolve any issues faster.
  • Secure, data rich payment records stored centrally to help speed up reconciliation.

PayTo in QuickStream

  • Single integration to manage multiple payment options and reconcile your customer payments in one go.
  • Configurable solutions to help suit your evolving business needs, and your customers' needs.

Get ready to help transform the payments industry with PayTo.

For more information, listen to our PayTo podcast or get in contact with your Client Development Manager or Transactional Banking Manager today.

PayTo is a registered trademark of NPP Australia Limited


QuickStream REST API toolbox is our developer-first REST API.

The API is a powerful tool to interact with our QuickStream capabilities.

  • Securely take card and bank account payments.
  • Schedule recurring payments for later.
  • Submit batch files for payment processing.
  • Tokenise card details for secure future use.
  • Seamless iframe payment form integration.
  • Integrate with Fraud Guard for additional protection.
View Developer Documentation

QuickStream supports a comprehensive suite of capabilities to make it easy to take and manage payments 24/7.

Hosted payments

Find out more

Batch payments

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API payments

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Scheduled payments

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Admin portal and reporting

Find out more

Fraud protection

Find out more

Ready to get started or want to find out more?

Contact your relationship specialist or our corporate experts.

Relationship specialist

Please contact your relationship specialist to start.

Corporate experts

A dedicated team who focus on deeply understanding our customers and help to unlock opportunities.

QuickStream technical support

Support is available to existing customers.